Experience is the best teacher.
We’ve spent over three decades growing wiser.

 

 
  • Picture of James e. joseph

    James E. joseph
    CFP®
    President

  • Picture of David R. Petersen

    David R. Petersen
    CFP®
    Founding Partner

  • Picture of James H. Applegate

    James H. Applegate
    CFP®, AAMS®
    Regional Director

  • Picture of Kim Scott

    Kim Scott
    CFP®
    Financial Advisor

  • Picture of Brooke Wano

    Brooke Wano
    CFP®, CLU®
    Financial Advisor

James E. joseph, CFP®

President

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Jim works with clients providing financial and investment advice, as well as serving as a key point of contact for prospective clients. In addition, he leads the firm’s strategic initiatives as a member of the leadership team while overseeing the management and financial advisor teams.

Since joining FSA in 2004, Jim has maintained a client-first philosophy, ensuring that client needs and expectations are met. This is evident in the infrastructure of FSA, namely service teams for every client and their financial review process. This has helped FSA remain responsive to the changing needs of clients.

Jim’s passion to help people grow has reached his team members as well. He led the charge to redesign our firm’s culture to become a “learning organization,” guaranteeing team members receive an opportunity to shine their gifts and grow as people and not just employees.

Prior to joining FSA, he worked with other firms, including Charles Schwab and Morgan Stanley, where he developed client portfolios and helped build cash flow strategies and retirement plans to meet each client's unique needs and goals.

Jim has built a reputation as a trusted source for financial commentary. He has been interviewed and quoted in a variety of publications and magazines, including The Wall Street Journal and Reader's Digest, Parents, and Parenting magazines.

Jim graduated from West Virginia University with a bachelor’s degree in finance.

Credentials:

  • Certified Financial Planner™

Affiliations:

  • Financial Planning Association (FPA) - Member

David R. Petersen, CFP®

Founding Partner

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Dave works with clients providing financial and investment advice, as well as serving as a key point of contact for prospective clients. In addition, he is a member of the firm’s leadership team.

Dave co-founded FSA in 1982 upon the belief that successful investing requires an active, disciplined management strategy. His belief to building and preserving wealth requires that you must not only take advantage of advancing markets but more importantly adapt to changing environments and protect capital in declining markets to ultimately have financial peace of mind

Over 35 years, Dave has managed client assets by having an exit strategy and has coined the firm's mantra: “Preserving money is just as important as making it.”

He has gained a considerable amount of recognition in the media for FSA’s unique active management strategy. He was included in Washingtonian's list of Top Investment Advisors and has been featured in The Washington Post and Barron’s, Business Week, and Personal Financial Planning magazines.

Dave studied at Brigham Young University and earned his undergraduate degree in finance with an emphasis in investments, taxation, and financial planning.

Credentials:

  • Certified Financial Planner™

Affiliations:

  • Financial Planning Association (FPA) - Member
  • Council of Independent Financial Advisors - Member

James H. Applegate, CFP®, AAMS®

Regional Director

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Jim joined FSA in 2010 and is responsible for helping clients achieve their financial goals through the use of risk-managed investment strategies, cash flow analysis, and retirement income planning.

Jim brings to the FSA team more than 25 years of experience in wealth management. Prior to joining FSA, he was chief investment officer at Applegate Investment Management, LLC. He was also a partner and chief investment officer of another Ft. Myers, FL, investment advisory firm.

Jim recently received a 20-year service award from the national Financial Planning Association. He is also frequently quoted in local newspapers on financial and investing matters and has appeared as a guest panelist on National Public Radio's (WGCU) Gulf Coast Live radio show.

Jim graduated cum laude from Embry-Riddle Aeronautical University with a degree in professional aeronautics.

Credentials:

  • Certified Financial Planner™
  • Accredited Asset Management Specialist (AAMS®)

Affiliations:

  • Financial Planning Association (FPA) of Southwest Florida - President, 1994
  • American Association of Professional Technical Analysts - Member
  • National Association of Active Investment Managers (NAAIM) - Secretary
  • Rotary Club - Member and Former Director
  • United States Air Force - Vietnam-era Veteran

Kim Scott, CFP®

Financial Advisor

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Kim provides financial planning and advising services. She is also responsible for managing relationships with existing and potential clients.

Prior to joining FSA, Kim worked at a financial planning firm in Greensboro, NC, where she gained valuable knowledge in assisting clients with their specific planning needs. She earned her degree in finance from Virginia Tech with a concentration in financial planning.

As a Certified Financial Planner™ professional, Kim is passionate about helping people reach their goals and achieve financial security. She takes great pride in helping families and business owners through retirement planning, education planning, investment planning, and estate planning. She actively participates in pro bono work and enjoys spending her time mentoring financial planning students from her alma mater.

In her spare time, Kim is an avid outdoor enthusiast and also enjoys running, playing volleyball, exercising, and traveling.

Brooke Wano, CFP®, CLU®

Financial Advisor

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Brooke provides financial planning and advising services. She is also responsible for managing relationships with existing and potential clients.

Prior to joining FSA, Brooke was a financial consultant for M&T Bank in Harrisburg, PA, where she advised clients on retirement, investment, and insurance planning.  Before joining M&T, Brooke was a fund specialist with The Vanguard Group in Malvern, PA.

As a Certified Financial Planner™ professional, Brooke strives to utilize her knowledge to help clients achieve financial freedom through proper planning, saving, and investing. 

Outside of FSA, Brooke is an after-school tutor for elementary and middle school children.  She also is an avid real estate investor.  In her spare time, Brooke enjoys reading, playing volleyball, and spending time with family — especially with her two labrador retrievers, Duncan and Parker.


 

 
  • Picture of Jamie Leggieri

    Jamie Leggieri
    Senior Client Service Associate, Team Leader

  • Picture of Ann Wickerham

    Ann Wickerham
    Client Service Associate

  • Picture of Paul Bucknor

    Paul Bucknor
    Client Service Associate

  • Picture of Raquel Canales

    Raquel Canales
    Client Service Associate

Jamie Leggieri

Client Service Associate

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Jamie assists clients who call in with questions or needs regarding their accounts. She also is responsible for preparing paperwork and other documentation for client investment review meetings, as well as assists with various quarterly and annual client correspondence mailings.

Prior to joining FSA, Jamie worked as a personal bill-paying specialist. She helped clients learn to budget, manage their money, and pay their bills on time. Such responsibilities taught her the ins and outs of finances, as well as helped her to refine her customer service skills. She recently earned her associate degree in general studies.

Jamie finds everyone at FSA to be so friendly and helpful — she is proud to be a part of our team. In her spare time, she enjoys watching movies, spending time with her family and friends, and spoiling her Chihuahua Ava!

Ann Wickerham

Client Service Associate

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Ann assists clients who call in with questions or needs regarding their accounts. Responsible for FSA's client reporting process, she provides quarterly portfolio appraisals, annual performance reports, and tax summaries.

Prior to joining FSA, Ann worked for American Financial Management Group (AFMG), Inc. where she developed the valuable skills and experience she needed to work directly with clients. Upon marrying her husband, she left AFMG and moved to the D.C. area.

Ann loves FSA's small company feel, plus the personalized attention she is able to provide each client. She enjoys building client relationships and helping them meet their goals. In her spare time, she enjoys photography, reading, and hiking.

Paul Bucknor

Client Service Associate

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Paul assists clients who call in with questions or needs regarding their accounts. He helps to prepare and gather appropriate documentation and information for a variety of client needs and aides in scheduling client meetings.

Prior to joining FSA, Paul worked as a financial planning assistant. He worked directly with the financial advisors of professional athletes and entertainers and senior coordinators of the firm to provide day-to-day support.

Paul studied at Towson University in Towson, MD, and earned his undergraduate degree in business administration with a concentration in management. Since then he has earned a certificate in financial planning from James Madison University through the Certified Financial Planner® Education Program and is diligently working towards a CFP® designation.

Paul enjoys being a part of the FSA team because it gives him the opportunity to provide quality customer service while being a useful resource to clients, thus build lasting relationships. He is an avid sports fan and also mentors and coaches youth basketball in his community.

Raquel Canales

Client Service Associate

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Raquel assists clients who call in with questions or needs regarding their accounts. She helps to prepare and gather appropriate documentation and information for a variety of client needs and aides in scheduling client meetings.

Prior to joining FSA, Raquel gained experience by working at a registered investment advisory firm and a trade association of investment companies in Washington, DC.  She enjoys being a part of the FSA team because it gives her the opportunity to provide quality customer service while being a useful resource to clients, thus build lasting relationships.

Raquel studied at West Virginia University and earned her undergraduate degree in economics.

Raquel currently resides in Germantown, MD, with her two dogs.


 

 
  • Picture of Ronald J Rough

    Ronald J. Rough
    CFA
    Director of Portfolio Management

  • Picture of Mary Ann Drucker

    Mary Ann Drucker
     
    Assistant Portfolio Manager

  • Picture of Ian McMillan

    Ian McMillan

    Investment Analyst

Ronald J. Rough, CFA

Director of Portfolio Management

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Ron joined FSA in 2006 and is responsible for the day-to-day management of client portfolios. This includes portfolio construction, fund selection, and risk management.

With more than 25 years of experience in the investment management business, Ron is a respected authority on a wide range of investment topics. Over the years, he has been quoted frequently in the general media, as well as in various trade publications. A warm and engaging speaker, he is often invited to speak to organizations about all things financial. At FSA, he writes a monthly market commentary and develops presentations for clients and prospects.

Prior to joining FSA, Ron was director of portfolio management for Genworth Financial Asset Management (GFAM), a Los Angeles-based subsidiary of Genworth Financial, managing nearly $13 billion of client assets. Ron's tenure with GFAM spanned 11 years and included nearly all aspects of investment management, including asset allocation, portfolio construction, manager selection and due diligence, and risk management.

Prior to his career with GFAM, Ron spent nine years with Schabacker Investment Management. His first job after graduating from college was serving on the White House Task Force on Private Sector Initiatives under President Ronald Reagan.

Ron received a Bachelor of Arts degree from Miami University in Ohio with a double major in economics and diplomacy and foreign affairs.

Credentials:

  • CFA Charterholder (CFA)
  • NASD Series 2 and 24 Exams
  • NASAA Series 65 Exam

Affiliations:

  • CFA Institute - Member
  • CFA Society of Washington, DC - Member
  • Guggenheim Dynamic Advisory Board

Mary Ann Drucker

Assistant Portfolio Manager

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Mary Ann assists the Director of Portfolio Management in the functions of portfolio management, research and fund relations. She is the primary trader for the firm and helps manage client cash flows to align accounts with the firm's various models.

Prior to joining FSA, Mary Ann worked with other registered investment advisory firms and with a major brokerage firm. Her broad experience in portfolio management, security analysis, trading, client servicing, and operations has helped her to appreciate all of the components that work together to better serve clients.

Mary Ann earned a master's in business administration in finance and investments from George Washington University. She also has Bachelor of Science degree in finance and Bachelor of Arts degree in economics from the University of Maryland.

She finds FSA's investment philosophy for turbulent times relevant and appealing. In her spare time, she enjoys spending time with her husband and two young sons, as well as home decorating and writing.

Ian McMillan

Investment Analyst

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Ian supports the Director of Portfolio Management with fund research and analysis, the monitoring of current positions, and exploring opportunities in the market.

Prior to joining FSA, Ian worked as an investment analyst for various other investment firms. His direct education and training regarding market research, technical analysis, and trading has allowed him to bring a diverse background to the team.  He appreciates the tactical and active nature of FSA’s models.

Ian earned a master’s degree in business administration with a concentration in asset allocation from The Citadel. He also obtained a Bachelor of Science degree in finance from the University of South Carolina.

In his free time, he enjoys attending sporting events, coaching youth basketball, and exploring various camping sites around the region with his wife and their two dogs.


 

 
  • Picture of Brady Darrington

    Brady Darrington
    CPA, RP®
    Operations Manager

  • Picture of Brady Darrington

    KIM DONOHUE

    Office Manager

Brady Darrington, CPA, RP®

Operations Manager

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Brady is responsible for ensuring that our technologies and systems are up to date to allow us the greatest efficiency in supporting our clients. He helps assist clients who call in with questions or needs on their accounts. He also ensures the proper calculations of company and client performance according to Global Investment Performance Standards (GIPS®, formerly AIMR).

Prior to joining FSA, Brady worked for a corporate real estate firm and in public accounting. Those experiences taught him about business cycles and various industries, as well as how to work well with a variety of people.

He earned his master's in accounting with an emphasis in financial planning from Utah State University. He has a certified public accountant (CPA) license as well as a registered paraplanner designation.

Brady was excited to join the investment advisory world and is passionate about exploring better ways to serve clients. He also loves working with a great bunch of people who all strive to improve themselves each day. Off the clock, you will find Brady spending time with his family, reading, biking, playing basketball, gardening, and simply continuing to learn.

KIM DONOHUE

Office Manager

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Kim is usually the first person you encounter when visiting or calling our office. In addition, she manages our office facilities and provides administrative leadership and support in areas such as billing, marketing, compliance, and human resources.

Prior to joining FSA, Kim served as the administrative assistant for a local church. She has extensive administrative experience in the medical and service industry areas. 

In addition to her work at FSA, Kim is a volunteer outreach worker with Montgomery County’s Victim Assistance and Sexual Assault Program. In this role, she provides crisis counseling and companion services to victims of rape and sexual assault at Montgomery County hospitals and police stations. Kim has been recognized for her achievements at VASAP by being awarded their excellence in service awards on two occasions. In addition, she serves on the Montgomery County Victim Services Advisory Board.

In her spare time, Kim enjoys spending time with family and friends, reading, and scrapbooking.