Experience is the best teacher.
We’ve spent over three decades growing wiser.

ADVISORS

 
  • Picture of David R. Petersen

    David R. Petersen, CFP®

    President

  • Picture of James e. joseph

    James E. joseph, CFP®

    Vice President

  • Picture of James H. Applegate

    James H. Applegate, CFP®, AAMS®
    Regional Director

  • Picture of Kim Scott

    Kim Scott, CFP®

    Financial Advisor

David R. Petersen, CFP®

President

Dave founded FSA in 1982 upon the belief that successful investing requires an active, disciplined management strategy. By applying a sell discipline of stop-losses to preserve wealth, he developed a sound financial program that emphasizes taking advantage of advancing markets, adapting to changing markets, and protecting capital in declining markets.

With more than 28 years of experience in the wealth management business, Dave has a proven track record of protecting his clients' assets by reducing market positions at the onsets of bear markets and has coined the firm's mantra: “Preserving money is just as important as making it.”

Over the years, he has gained a considerable amount of recognition in the media for his company's unique active management strategy. He was included in The Washingtonian'slist of Top Investment Advisors and has been featured in BarronsThe Washington Post,Business Week, and Personal Financial Planning magazine.

Dave studied at Brigham Young University and earned his undergraduate degree in Finance, with an emphasis in Investments, Taxation, and Financial Planning.

Credentials:

  • Certified Financial Planner™

Affiliations:

  • Financial Planning Association (FPA) - Member
  • Council of Independent Financial Advisors - Member

James E. joseph, CFP®

Vice President

Jim joined FSA in 2004 and is responsible for managing client relationships, providing clients with financial planning and advice, and serving as a key point of contact for prospective clients. In addition, he leads the firm's strategic planning sessions and oversees the management and financial advisor teams.

Jim brings to the FSA team nearly 20 years of experience in wealth management. Prior to joining FSA, he was a financial consultant at Charles Schwab in Washington, D.C., where he developed client portfolios and selected investment and cash flow strategies to meet each client's unique needs and goals. Before joining Charles Schwab, he was an investment advisor at Morgan Stanley.

Jim has built a reputation as a trusted source for financial commentary. He has been interviewed and quoted in a variety of publications and magazines, including The Wall Street Journal, Reader's Digest, Parents magazine, and Parenting magazine.

Credentials:

  • Certified Financial Planner™ (CFP®)

Affiliations:

  • Financial Planning Association (FPA) - Member

James H. Applegate, CFP®, AAMS®

Regional Director

Jim joined FSA in 2010 and is responsible for helping clients achieve their financial goals through the use of risk-managed investment strategies, cash flow analysis, and retirement income planning.

Jim brings to the FSA team more than 25 years of experience in wealth management. Prior to joining FSA, he was Chief Investment Officer at Applegate Investment Management, LLC. He was also a Partner and Chief Investment Officer of another local investment advisory firm.

Jim recently received a 20-Year Service Award from the national Financial Planning Association. He is also frequently quoted in local newspapers on financial and investing matters and has appeared as a guest panelist on National Public Radio's (WGCU) Gulf Coast Live radio show.

Jim graduated cum laude from Embry-Riddle Aeronautical University with a degree in Professional Aeronautics.

Credentials:

  • Certified Financial Planner™ (CFP®)
  • Accredited Asset Management Specialist (AAMS®)

Affiliations:

  • Financial Planning Association (FPA) of Southwest Florida - President, 1994
  • American Association of Professional Technical Analysts - Member
  • National Association of Active Investment Managers (NAAIM) - Secretary
  • Rotary Club - Member and Former Director
  • United States Air Force - Vietnam-era Veteran

Kim Scott, CFP®

Financial Advisor

Kim provides financial planning and advising services. She is also responsible for managing relationships with existing and potential clients.

Prior to joining FSA, Kim worked at a financial planning firm in Greensboro, NC, where she gained valuable knowledge in assisting clients with their specific planning needs. She earned her degree in Finance from Virginia Tech with a concentration in Financial Planning.

As a Certified Financial Planner™, Kim is passionate about helping people reach their goals and achieve financial security. She takes great pride in helping families and business owners through retirement planning, education planning, investment planning, and estate planning. She actively participates in pro bono work and enjoys spending her time mentoring financial planning students from her alma mater.

In her spare time, Kim is an avid outdoor enthusiast, and also enjoys running, playing volleyball, exercising, and traveling.

Client Services

 
  • Picture of Ann Wickerham

    Ann Wickerham
    Client Service Associate

  • Picture of Jamie Leggieri

    Jamie Leggieri
    Client Service Associate

Ann Wickerham

Client Service Associate

Ann assists clients who call in with questions or needs regarding their accounts. Responsible for FSA's client reporting process, she provides quarterly portfolio appraisals, annual performance reports, and tax summaries.

Prior to joining FSA, Ann worked for American Financial Management Group (AFMG), Inc. where she developed the valuable skills and experience she needed to work directly with clients. Upon marrying her husband, she left AFMG and moved to the D.C. area.

Ann loves FSA's small company feel, plus the personalized attention she is able to provide each client. She enjoys building client relationships and helping them meet their goals. In her spare time, she enjoys photography, reading, and hiking.

Jamie Leggieri

Client Service Associate

Jamie assists clients who call in with questions or needs regarding their accounts. She also is responsible for preparing paperwork and other documentation for client investment review meetings, as well as assists with various quarterly and annual client correspondence mailings.

Prior to joining FSA, Jamie worked as a personal bill-paying specialist. She helped clients learn to budget, manage their money, and pay their bills on time. Such responsibilities taught her the ins and outs of finances, as well as helped her to refine her customer service skills. She is also a notary public and recently earned her Associate Degree in General Studies.

Jamie finds everyone at FSA to be so friendly and helpful — she is proud to be a part of our team. In her spare time, she enjoys watching movies, spending time with her family and friends, and spoiling her chihuahau Ava!

Investment Management

 
  • Picture of Ronald J Rough

    Ronald J. Rough, CFA
    Director of Portfolio Management

  • Picture of Mary Ann Drucker

    Mary Ann Drucker
    Assistant Portfolio Manager

  • Picture of Justin Wood

    Justin R. Wood, CFA

    Investment Analyst

Ronald J. Rough, CFA

Director of Portfolio Management

Ron joined FSA in 2006 and is responsible for the day-to-day management of client portfolios. This includes portfolio construction, fund selection, and risk management.

With more than 25 years of experience in the investment management business, Ron is a respected authority on a wide range of investment topics. Over the years, he has been quoted frequently in the general media, as well as in various trade publications. A warm and engaging speaker, he is often invited to speak to organizations about all things financial. At FSA, he writes a monthly market commentary and develops presentations for clients and prospects.

Prior to joining FSA, Ron was Director of Portfolio Management for Genworth Financial Asset Management (GFAM), a Los Angeles-based subsidiary of Genworth Financial, managing nearly $13 billion of client assets. Ron's tenure with GFAM spanned 11 years and included nearly all aspects of investment management, including asset allocation, portfolio construction, manager selection and due diligence, and risk management.

Prior to his career with GFAM, Ron spent nine years with Schabacker Investment Management. His first job after graduating from college was serving on a White House Task Force on Private Sector Initiatives under President Ronald Reagan.

Ron received a Bachelor of Arts Degree from Miami University in Ohio, with a double major in Economics and Diplomacy & Foreign Affairs.

Credentials:

  • CFA Charterholder (CFA)
  • NASD Series 2 and 24 Exams
  • NASAA Series 65 Exam

Affiliations:

  • CFA Institute - Member
  • CFA Society of Washington, DC - Member
  • Guggenheim Dynamic Advisory Board

Mary Ann Drucker

Assistant Portfolio Manager

Mary Ann assists the Director of Portfolio Management in the functions of portfolio management, research and fund relations. She is the primary trader for the firm and helps manage client cash flows to align accounts with the firm's various models.

Prior to joining FSA, Mary Ann worked with other registered investment advisory firms and with a major brokerage firm. Her broad experience in portfolio management, security analysis, trading, client servicing and operations has helped her to appreciate all of the components that work together to better serve clients.

Mary Ann earned a Master in Business Administration in Finance and Investments from George Washington University. She also has Bachelor of Science degree in Finance and Bachelor of Arts degree in Economics from the University of Maryland.

She finds FSA's investment philosophy for turbulent times relevant and appealing. In her spare time, she enjoys spending time with her husband and two young sons, as well as home decorating and writing.

Justin R. Wood, CFA

Investment Analyst

As a member of the firm’s investment management team, Justin assists the Director of Portfolio Management in the areas of research and portfolio management, including tracking general market indicators, assessing securities held in client portfolios, and trading client accounts based on tactical asset allocation decisions made by the team.

Justin is a holder of the right to use the Chartered Financial Analyst® (CFA) designation, which requires passing three tests focused on investment analysis and portfolio management to obtain.

Prior to joining FSA, Justin was a Research Analyst for Hays Advisory, an investment management firm in Nashville, TN, where he was involved with various aspects of the business such as performing quantitative research studies, developing and managing financial models, producing weekly research reports, and managing the firm's performance reporting.

Justin graduated summa cum laude from Belmont University in Nashville, TN, where he received his Bachelor of Business Administration in Finance, and because he is a proponent of lifelong learning, Justin currently studies programming languages that are relevant for supporting his analytical role with FSA. 

Outside of FSA, Justin remains involved with his alma mater as a resource to current finance students, volunteers for financial education efforts, and in his free time, he enjoys running and keeping up with his favorite sports teams.

Credentials:

  • Chartered Financial Analyst® (CFA) charterholder

Affiliations:

  • CFA Institute - Member
  • CFA Society of Washington, DC - Member

Office Operations

 
  • Picture of Brady Darrington

    Brady Darrington, CPA, RP®
    Operations Manager

  • Picture of Brady Darrington

    ASHLEY E. PRIDEAUX
    ADMINISTRATIVE COORDINATOR

Brady Darrington, CPA, RP®

Operations Manager

Brady is responsible for ensuring that our technologies and systems are up to date to allow us the greatest efficiency in supporting our clients. He helps assist clients who call in with questions or needs on their accounts. He also ensures the proper calculations of company and client performance according to Global Investment Performance Standards (GIPS®, formerly AIMR).

Prior to joining FSA, Brady worked for a corporate real estate firm and in public accounting. Those experiences taught him about business cycles and various industries, as well as how to work well with a variety of people.

He earned his Masters in Accounting with an emphasis in Financial Planning from Utah State University. He has a Certified Public Accountant (CPA) license as well as a Registered Paraplanner designation.

Brady was excited to join the investment advisory world and is passionate about exploring better ways to serve clients. He also loves working with a great bunch of people who all strive to improve themselves each day. Off the clock, you will find Brady spending time with his family, reading, biking, playing basketball, gardening, and simply continuing to learn.

Ashley. Prideaux

Administrative Assistant

Ashley provides administrative support to the FSA management team. She is also responsible for greeting and directing clients when calling or visiting our Maryland office, as well as assisting with billing, supporting FSA’s marketing, special events and training initiatives.

Prior to joining FSA, Ashley worked in retail management with a specific focus on marketing and merchandising. Her past roles included planning, leading, developing and motivating her team to consistently provide an exceptional customer service experience. Ashley was recognized for her achievements by being awarded several service excellence awards.  

Ashley enjoys working for FSA because she is able to learn and grow professionally in the ever-expanding investment industry. With a supportive team of encouraging peers, Ashley appreciates knowing that she and her contributions to FSA are valued and make a difference.

When she is not in the office, you can find Ashley spending time with her husband and puppy. She enjoys theme parks, concerts, and activities by the water. Ashley and her husband are also movie buffs, with an extensive collection of over 700 DVDs - and growing.