DISCIPLINE = FREEDOM

The FSA Management Program uses a mix of no-load mutual funds and exchange-traded funds (ETFs), including bond, stock, international, specialty, and money market funds. We understand, that when it comes to financial goals, one size does not fit all. They vary from person to person.

Factors to consider include:

  • Tolerance for loss
  • Time horizon
  • Need for income
  • Income tax bracket

To tailor our approach and help you to meet your specific financial goals, FSA has identified five investment strategies that take into consideration your tolerance for risk and your level of aggressiveness. We apply the FSA Safety Net® to every fund in each strategy.

Select an investment strategy that meets your needs:

Income

This strategy invests in income-oriented securities (i.e. corporations, governments, and municipalities) within the U.S. and international markets while emphasizing capital preservation and minimal market risk.

Income and Growth

This strategy invests primarily in income-oriented securities while complementing the portfolios with some U.S. or international securities offering the potential for capital appreciation. You should be willing to accept modest stock market risk and volatility.

Conservative Growth

This strategy seeks both appreciation and income by investing among stock, bond, international and other securities. You should be willing to accept moderate stock market risk and volatility.

Core Equity

This strategy diversifies among appreciation-oriented securities within the U.S. and international markets. You should be willing to accept market risk and volatility normally associated with an all-stock portfolio (i.e. S&P 500 index).

Tactical Growth

This strategy emphasizes growth through the use of any type of security. Portfolios will, at times, be concentrated in volatile appreciation or income-oriented securities within U.S. and international markets. You should be willing to accept increased volatility and trading, with less diversification.