Take or Delay
December 13, 2021
December 13, 2021
Most American workers who have at least 10 years of work history will be able to start taking Social Security benefits as soon as they reach age 62. But should […]
Financial Planning Newsletter
Will Social Security Go Bust?
September 30, 2021
September 30, 2021
You may have read that the Social Security Trust Fund is due to be depleted in 2033, a year earlier than previous projections. This sounds alarming, except for several caveats. […]
Taking Socially Responsible Investing to the Next Level
December 1, 2020
December 1, 2020
Socially responsible investing has come a long way over the past decade. It used to be viewed as a way for relatively small numbers of investors to divest themselves of stocks in […]
COVID-19 Tax Break Suspends Required Minimum Distributions
June 30, 2020
June 30, 2020
Federal emergency aid legislation suspends required minimum distributions (RMD) for 2020. If you do not need the income from your IRA or retirement plan, here are tips to maximize the […]
New Employees and Clients at FSA!
March 31, 2020
March 31, 2020
I would like to take this opportunity to welcome a couple new employees to FSA! Introducing John Jones and Jessica Pavik! John and Jessica came to FSA along with a […]
Say Goodbye to Stretch IRAs and Get a New Plan
December 31, 2019
December 31, 2019
Bid adieu to stretch IRAs! A new tax law was passed at the end of 2019 that removed this strategy for passing on your IRAs to the next generation while […]
ETFs Can Provide Some Other-Worldly Benefits to Investors
September 30, 2019
September 30, 2019
ETFs may sound like aliens from the “Star Wars” movies. But they’re actually an increasingly popular investment that offers several potential benefits to investors. The acronym stands for exchange-traded fund. […]
Five Key Factors in Funding a Child's Education
July 23, 2019
July 23, 2019
The Tax Cuts and Jobs Act (TCJA) changed funding a child’s education significantly. Here are five factors to consider. You can now pay tuition for kindergarten through 12th grade at […]
Are You "Rich" or Not? New Survey Hits the High Points
March 8, 2019
March 8, 2019
Do you consider yourself rich? If you own a couple of mansions, a fleet of luxury cars, and financial accounts reaching high into the millions, it may be easy to […]